I am so sure that I am the wrong person to blog about this but maybe atleast when I get to read it I will be more inspired to - SAVE.
SAVE money - for the past 6 years that I have been working I never did this and am I regretful? Yes and No.
Yes because I know I could have done it and NO because I know I was able to use my money on important things. Yes because I feel like I could have practically done a lot of things like travel in/out Cebu but NO because I know I was able to help my family for the past 6 years. Yes because I could have bought something useful and worth-keeping that is expensive but NO because I was able to do memories still eating out with friends and helped my brother finish school. But Yes because I could have done all the reasons when on NO's if I was able to save.
I was able to read some blogs and most of the successful people I know and known to other people always say they Save a lot. WHHHYYY CANT I DO IT?
Miss Gina my favorite trainer once told me that the secret is SAVE first and then spend. That's like her motto. She was able to travel a lot of places already because most of the time she save and enjoy her savings later on.
Miss Lizzie my manager once said she regretted that she did not save money at an early age. She could have done so much already. She started saving when she was 26 years old and was highly influenced by her then-boyfriend, now-husband. Before they got married last year they already have their own house and car and prior to getting married they have been to places here inside Philippines already.
Miss Shelley my other manager/friend said that she is really keen into saving. Eversince she never had expenditure that she was guilty of. She was able to develop their own house, letting her friends borrow money from her and able to support her younger brother to finish school. And now,she is still saving even if she's married.
An old friend told me before that I have to save and only let go of the money that you wont be regretful to spend or give or borrow.
Okay, these people are like older than me and even being paid more than my wage. But still when will I ever start?
Recently I started reading Bianca Gonzales's blog and I saw a lot of people there - and mind you SUCCESSFUL people there who always say they are good at saving and look where they are now.. That also includes Bianca herself.
Karen Davila a very successful news anchor said : “I am a very big saver. For some time now, I’ve been saving 80 percent of what I earn.”
Ha Ji Won is also good in saving as a matter of fact she was awarded before for Prime Minister Award for Savings.
Boy Abunda a successful celebrity as well is known for being a good saver and you can just imagine how much he invested. Even if he is getting a lot of money most of the time he saves it too.
I know I have a lot of things to buy, a lot of places I wanted to go, and goals to achieve. And even if they say that money is not everything I wish I could also realize that money is almost everything.
Right now, I am starting to save and hopefully I can keep this promise. I wanted to go places this year. As what they say go to one place that you have never been to once a year and that is my ultimate goal atleast before I could get married. You have to know and budget your expenses. But save first.
Engagement Plans
Since the second quarter of 2012 I have been hearing different chatters about engagements, pre-nups and weddings. Last year I had like three people who are kinda close to me that told me they will get married this year. So yes it all ended – thank God! LOL
I really never thought about Weddings and such, I mean as a woman everyone wants to be wearing that bridal gowns right? But then again, I am too realistic of life that I’d rather be single for a long time or living-in with a partner. After these close people I am with at work told me they are going to get married I got a different kind of excitement..not for myself but for them. And on the preparation I realized it’s kinda hard thing to do and difficult to plan and achieve those but it was all worth it because when that big day came, all the definitions of HAPPINESS were actually written all over their faces and it made me so happy, touched and overwhelmed. I realized then, so that is the feeling and I have to have that feeling soon. Maybe not now, but soon!
Engagement
Given that you are already in a relationship and wanted to settle with that person, the first step should be engagement. Most of my friends who got married really doesn’t have long engagement. Usually, after getting engaged for a few months they get married after all the preparations. And I feel like that fact is already given so I would like to change my course.
- Engagement Plan
So I was thinking of having a long term engagement. It doesn’t matter if I have been in a relationship with that guy for like less than a year or so but the engagement must be longer than a year. Say, 2-3 years of being engaged would be fine. Like I have mentioned I wouldn’t really mind that living-in stage as part of engagement plan. Why? This usually applies if you have been in a relationship with someone for a couple of months of less than 2years only. You know, it’s important to get to know who you’ll be marrying to, his habits, his attitude when you are together from the moment he wakes up and before he sleeps and everything in between. I want to know them before I settle and live in a house with them after the wedding.
Morality
Of course, not everyone would understand my excuse about living-in right? They would usually say that ” what’s the sense of getting married when you are already living-in?’ Because MARRIAGE/MATRIMONY is a Sacrament as a Catholic wherein you face God and ask permission to live with that partner for the rest of your life until death do you part. Of course I honor and respect that. But lemme ask you otherwise, would marriage really be a guarantee of everything? NO.
Although YES you get married because you love each other, you PROMISE to each other to be faithful and all but it’s not a guarantee that one of the parties would be LOYAL.
What if you do not like the habits of your partner after getting married and live with them in the same roof? Either you will bare it and get used to it OR you will keep on arguing about it. For me, that is what engagement is for. That is why as much as possible it should be a long-term engagement.
Puhlease, do not ever tell me that you will ONLY get laid after marriage. For all I know even before engagement when you were still “In A Relationship” you have already did it *cough* MORALITY *cough*.
Say you never did IT even before in a relationship, or during being engaged and you will do IT after marriage. Aside from the partner who would really want to do it with you before the wedding unless if you would have a boyfriend like Edward Cullen or something, I think it would really be normal for a guy to ask you to do it together before marriage….and sooo much for that I don’t even wanna explain further. But anyway, say you want to do it AFTER the wedding, how will you know you are compatible? How will you know you will like it? How will you know that he would like it? What if one of you either is not satisfied with IT or doesn’t like IT? Would one of you be passive, or patient enough to accept it or bare with it? After-effects on that would either be boring marriage life, or one would look for someone else who can give them satisfaction. And so much for that.
So going back to living in, I am not closing my doors for that… We can travel together wherever, I can certainly do that already since I am engaged to marry him anyway. We would be able to discover each other flaws and all, learn to accept the difference and treasure the similarities. Should there be a problem along the way atleast we can either cool it off or break it up while we aren’t married yet.
We have to have a house of our own while we are engaged. Certainly no babies while engaged since that will really dispute the purpose of marriage. I don’t even think engagement ring is necessary (though I’d like to have it) but then, if not then it’s fine still
But again, this is MY Engagement Plan, and I cant do anything if you wont agree with it. You have to make your own and I promise I wouldn’t care what would it be. Next up would be Pre-nup!
Since the second quarter of 2012 I have been hearing different chatters about engagements, pre-nups and weddings. Last year I had like three people who are kinda close to me that told me they will get married this year. So yes it all ended – thank God! LOL
I really never thought about Weddings and such, I mean as a woman everyone wants to be wearing that bridal gowns right? But then again, I am too realistic of life that I’d rather be single for a long time or living-in with a partner. After these close people I am with at work told me they are going to get married I got a different kind of excitement..not for myself but for them. And on the preparation I realized it’s kinda hard thing to do and difficult to plan and achieve those but it was all worth it because when that big day came, all the definitions of HAPPINESS were actually written all over their faces and it made me so happy, touched and overwhelmed. I realized then, so that is the feeling and I have to have that feeling soon. Maybe not now, but soon!

Engagement
Given that you are already in a relationship and wanted to settle with that person, the first step should be engagement. Most of my friends who got married really doesn’t have long engagement. Usually, after getting engaged for a few months they get married after all the preparations. And I feel like that fact is already given so I would like to change my course.
- Engagement Plan
So I was thinking of having a long term engagement. It doesn’t matter if I have been in a relationship with that guy for like less than a year or so but the engagement must be longer than a year. Say, 2-3 years of being engaged would be fine. Like I have mentioned I wouldn’t really mind that living-in stage as part of engagement plan. Why? This usually applies if you have been in a relationship with someone for a couple of months of less than 2years only. You know, it’s important to get to know who you’ll be marrying to, his habits, his attitude when you are together from the moment he wakes up and before he sleeps and everything in between. I want to know them before I settle and live in a house with them after the wedding.
Morality
Of course, not everyone would understand my excuse about living-in right? They would usually say that ” what’s the sense of getting married when you are already living-in?’ Because MARRIAGE/MATRIMONY is a Sacrament as a Catholic wherein you face God and ask permission to live with that partner for the rest of your life until death do you part. Of course I honor and respect that. But lemme ask you otherwise, would marriage really be a guarantee of everything? NO.
Although YES you get married because you love each other, you PROMISE to each other to be faithful and all but it’s not a guarantee that one of the parties would be LOYAL.
What if you do not like the habits of your partner after getting married and live with them in the same roof? Either you will bare it and get used to it OR you will keep on arguing about it. For me, that is what engagement is for. That is why as much as possible it should be a long-term engagement.
Puhlease, do not ever tell me that you will ONLY get laid after marriage. For all I know even before engagement when you were still “In A Relationship” you have already did it *cough* MORALITY *cough*.
Say you never did IT even before in a relationship, or during being engaged and you will do IT after marriage. Aside from the partner who would really want to do it with you before the wedding unless if you would have a boyfriend like Edward Cullen or something, I think it would really be normal for a guy to ask you to do it together before marriage….and sooo much for that I don’t even wanna explain further. But anyway, say you want to do it AFTER the wedding, how will you know you are compatible? How will you know you will like it? How will you know that he would like it? What if one of you either is not satisfied with IT or doesn’t like IT? Would one of you be passive, or patient enough to accept it or bare with it? After-effects on that would either be boring marriage life, or one would look for someone else who can give them satisfaction. And so much for that.
So going back to living in, I am not closing my doors for that… We can travel together wherever, I can certainly do that already since I am engaged to marry him anyway. We would be able to discover each other flaws and all, learn to accept the difference and treasure the similarities. Should there be a problem along the way atleast we can either cool it off or break it up while we aren’t married yet. 
We have to have a house of our own while we are engaged. Certainly no babies while engaged since that will really dispute the purpose of marriage. I don’t even think engagement ring is necessary (though I’d like to have it) but then, if not then it’s fine still 
But again, this is MY Engagement Plan, and I cant do anything if you wont agree with it. You have to make your own and I promise I wouldn’t care what would it be. Next up would be Pre-nup! 